San Diego Chapter 13 Bankruptcy Attorney
Chapter 13 bankruptcy is a reorganization of debt rather than the discharge of debt possible under Chapter 7. Clients who do not qualify for Chapter 7 bankruptcy can get assistance from San Diego attorney D.J. Rausa in filing Chapter 13 bankruptcy. Ineligibility for Chapter 7 bankruptcy is usually due to income or assets.
Attorney Rausa helps clients arrange more time to repay some or all of their debts, and may be able to negotiate a discount or reduction in the amount of debt owed.
Typical Financial Problems that May Lead to a Chapter 13 Bankruptcy
D.J. Rausa assists clients who find themselves facing financial difficulties due to foreclosures, tax debt, student loans and child support. Contact him to see if Chapter 13 bankruptcy may be an option for you.
About Chapter 13 Debt Consolidation
In Chapter 13 bankruptcy, clients can consolidate their debt into a manageable payment plan — a single payment each month to the bankruptcy trustee. Chapter 13 can provide debt relief from:
- Mortgage arrears and foreclosure
- Past-due federal income or state taxes
- Long-overdue student loan payments
- Child support and alimony obligations
- Car repossession
Fees
Legal fees for Chapter 13 debt reorganization are established by the federal court and are based upon the recommendation of the United States trustee. Chapter 13 bankruptcy clients pay fees through the reorganization plan payment to the court. Chapter 13 clients typically pay only the court filing fee to attorney Rausa to begin Chapter 13 proceedings.
Contact Us to Start Over
Contact us in San Diego by calling toll free at 1-888-712-5978. During your free initial consultation, you can discuss your goals, concerns and financial situation with an experienced Chapter 13 bankruptcy lawyer.
Free initial consultation * Available 24 hours a day * Evening and weekend appointments possible
