San Diego Chapter 13 Bankruptcy Attorney
Chapter 13 bankruptcy is a reorganization of debt rather than the discharge of debt possible under Chapter 7. We file Chapter 13 bankruptcy petitions for clients who do not qualify for Chapter 7 (usually because of income or assets).
With Chapter 13, we help our clients arrange more time to repay some or all of their debts, and we may be able to negotiate a discount or reduction in the amount of debt owed.
Typical Financial Problems that May Lead to a Chapter 13 Bankruptcy
At the San Diego law offices of D.J. Rausa, we assist clients who find themselves in financial difficulties involving foreclosures, tax debt, student loans and child support.
Contact us to see if Chapter 13 bankruptcy may be an option for you.
About Chapter 13 Debt Consolidation
With Chapter 13 bankruptcy, our clients can consolidate their debt into a manageable payment plan — a single payment each month to the bankruptcy trustee.
Chapter 13 can provide debt relief from:
Mortgage arrears and foreclosure
- Past-due federal income or state taxes
- Long-overdue student loan payments
- Child support and alimony obligations
- Car repossession.
Our Fees
Our firm's legal fees for Chapter 13 debt reorganization are established by the federal court and are based upon the recommendation of the United States trustee. Our Chapter 13 bankruptcy clients pay fees through the reorganization plan payment to the court. Chapter 13 clients typically pay only the court filing fee to our office to begin Chapter 13 proceedings.
Contact Us to Start Over
Contact us at our San Diego office, or one of our other convenient locations in El Cajon, Escondido and Chula Vista at 1-888-712-5978. Your free initial consultation will be with our bankruptcy attorneys, who will talk with you about your goals, concerns and financial situation.
Free initial consultation * Available 24 hours a day * Evening and weekend appointments possible * Multiple offices to serve your needs
