Thursday, 21 August 2014 00:00

Attorney San Diego

Attorney San Diego

San Deigo bankruptcy litigation attorney Chris Bush uses his knowledge and litigation skills in matters involving tax debts, child and spousal support enforcement actions and consumer bankruptcy. He appears on behalf of clients throughout San Diego and Imperial Counties, advocating for clients in cases involving:

bankruptcy attorney san diego | bankruptcy chapter 13 | bankruptcy chapter 7

Thursday, 21 August 2014 00:00

School Loans

School Loans

Almost half of those people with student loan debt — 49% of those people, to be exact — say that the student loan debt that they accrued to pay for their studies is in fact now an obstacle to buying a house, according to a new survey from NeighborWorks America.

In fact, 17% of those people with student loan debt said that it’s their largest obstacle to purchasing a home, while only 14% said not having a down payment is the largest hurdle. Having the ability to afford a preferred neighborhood was 13%, and 11% said the lack of job security as the largest problem that hampered their ability to purchasing a house of their own. NeighborWorks America is national, nonprofit, affordable housing and community development organization.

student loans | student loan attorney | student loans san diego | student loan debt

Thursday, 21 August 2014 00:00

San Diego Attorney

San Diego Attorney

A San Diego Bankruptcy Lawyer whoconcentrates his entire practice in Bankruptcy Law and can help you determine if filing for Chapter 7 bankruptcy or Chapter 13 bankruptcy is right for you. If you've already filed for bankruptcy in the past, a Chapter 20 combination or debt settlement program just might be right for you.

bankruptcy attorney san diego | bankruptcy attorney | debt relief

Thursday, 21 August 2014 00:00

Unsecured Loans

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Unsecured Loans

Because an unsecured loan is never guaranteed by any type of property, these types of loans are a larger risk for lenders and typically have a much higher interest rate than secured loans. Although the interest rate may be higher, there may still be a lower interest rate than credit cards. Unlike mortgage loans, the interest on an unsecured loan cannot be tax deductible.

An unsecured loan is a good option for individuals who may not have enough equity in their house to be approved for a home equity loan. An unsecured loan will usually have a fixed interest rate and be owed at the end of a specific term, or it can be a revolving line of credit with a variable interest rate.

unsecured loans | debt relief | student loan debt relief

Thursday, 21 August 2014 00:00

Debt Relief San Diego

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Debt Relief San Diego

Are you burdened by debt? You are not alone. Consumer debt is reaching an all time high. Whether your debt problem is the result of a sickness, unemployment, or just overspending, it can feel overwhelming. In your effort to get out of debt, be on alert for advertisements offering seemingly quick fixes. While the adverts promise debt relief, they rarely tell you what they mean is BANKRUPTCY. And though bankruptcy is an option to deal with financial problems, it is generally considered the last resort option. Here is the reason: its long-term negative impact on your credit. Bankruptcy info (both the date of your filing and the later date of discharge) stays with your credit report for 10 years, and will hinder your ability to obtain credit, a job, insurance, or even a place to live.

debt relief san diego | debt relief services | student loan debt relief

Thursday, 21 August 2014 00:00

Unsecured Personal Loans

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Unsecured Personal Loans

A personal loan is a popular way to consolidate debt, or to pay for expenditures you didn't plan for like taxes, education expenses, medical bills, a wedding, home improvement bills, moving costs, and anything that life seems to have a way of throwing at us when we least expect it!

The advantages of an unsecured personal loan? There are many. First, there are different loans available to those with great credit as well as those with bad credit. And of course, the interest rate you will pay may depend in part on your credit rating. The better your credit score, the easier it may be to get a better interest rate. But don't quit if your credit is below perfect: there can still be many loans available.

unsecured personal loans | debt consolidation san diego | debt relief services

Thursday, 21 August 2014 00:00

Credit Counseling

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Credit Counseling

Find information on credit cards, debt payments, and foreclosure assistance offered by a San Diego bankruptcy attorney. There are a number of organizations that provide consumers and homeowners with free or or very low cost debt counseling services that may help them with their bills and outstanding debts, prevent a foreclosure, repair their credit score, file for bankruptcy, and more.

credit counseling | credit card debt relief | credit card debt relief san diego

Thursday, 21 August 2014 00:00

Bankruptcy Chapter 13

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Bankruptcy Chapter 13

Chapter 13 bankruptcy is the reorganization of your debt rather than the discharge of debt that falls under Chapter 7. Clients who may not qualify for Chapter 7 bankruptcy may recieve assistance from a San Diego chapter 13 bankruptcy attorney, Chris Bush in filing Chapter 13 bankruptcy. If you are not eligable for Chapter 7 bankruptcy, this is usually due to income or your assets.

Bankruptcy Attorney Bush gives much needed help to clients so they can arrange more time to repay some or all of their outstanding debts, and may be able to renegotiate a discount or reduction in the amount of debt they owe.

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Thursday, 21 August 2014 00:00

San Diego Attorneys

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San Diego Attorneys

Bankruptcy attorney Chris Bush has practiced consumer and small business bankruptcy for over 12 years and worked on thousands of cases. He has a passion to fight against and dispel the prevalent and harmful misinformation regarding bankruptcy filing and debt relief options.

bankruptcy attorney san diego | bankruptcy chapter 13 | bankruptcy chapter 7

Thursday, 21 August 2014 00:00

Consolidation Loans

Consolidation Loans

As a consumer, you have options on how to consolidate your loans. Rolling multiple debts into one lower-interest loan may save you a lot of money and make your debt much easier to manage. You should explore all your debt options. Get offers from various lenders for various types of debt consolidation programs. Use online debt consolidation calculators or learn from insightful articles on other debt solutions.

Debt Consolidation Loan Types
Home Equity Loan
Cash-out Mortgage Refinance
Credit Card with Balance Transfer
Personal Loan
Consolidation Loan Advantages
May be able to lower your interest rate
Fewer payments to make each month
Fewer service charges
A variety of loan types to choose from

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Auto Loan Delinquency Rising

Late Car Payments?

The number of people 90 days late in car payments approaching peak levels since the subprime crisis of 2010.

If you’re late on your car payments, come in for a Chapter 13 consultation!

Compassionate. No-nonsense. Great job. Saved me $85K!

I had three choices: two large groups, or DebtDoc. I chose DebtDoc because of their numerous excellent reviews from clients as well as other attorneys. Also, I wanted someone to provide personal service and have a vested interest in my difficult student loan case.

I certainly made the right choice. DebtDoc's attorneys personally answered two of my phone calls and regularly answered my emails, even on one Sunday evening.

After 30 years of student loan "prison", he got me freedom AND he even got the US Dept. of Justice to dismiss 25% of my loans, which saved me $85K.

I feel like I have a new lease on life because of DebtDoc. I wish I could recommend 10 stars.

Client Testimonial

To whom it may concern,
DebtDoc's attorneys are extremely knowledgeable with the complexities of Federal Student Loans.
I went from a thriving career to full medical disability, ending with an SSDI placement. Unfortunately, I lost everything and became unable to continue making the student loan payments, so it was in deferment for over five years. When the SSDI settled I tried to negotiate an affordable payment plan with the loan holders but they refused my efforts, instead demanding over twice the amount I could afford.
I contacted DebtDoc and found them to be courteous, responsive and quick to assess my situation. They were sure they could help and took time to answer all questions, which relieved much anxiety. Within months they successfully resolved the debt! With much confidence, I highly recommend DebtDoc.
Sincerely,
 CJWaldenSignature
CJW