Step One: Provide Financial Records
You must provide bank records within one week that show the account balances for all bank accounts as of the filing date stated in your bankruptcy announcement email from attorney Bush. All transactions for the 30 days prior to that filing date must be included. Please provide these records to attorney Chris Bush within one week. If you are not able to obtain the regular monthly statements produced by your bank, a printout from the bank web site is also acceptable. Do not wait for the regular monthly statements if they will not arrive on time!
Step Two: Meeting of Creditors
Your announcement email from Attorney Bush will include the date of a mandatory meeting known as the “Meeting of Creditors”. The location of this meeting is in room 1234 of the Edward J. Schwartz Federal Office Building. A map and directions can be found at this link. Please allow plenty of time to get there - allow time for traffic, finding parking, and getting through security. We must also meet for a few minutes before the meeting itself to go over a questionnaire and so I can answer any questions you may have.
YOU MUST BRING VALID GOVERNMENT-ISSUED PHOTO ID AND ACCEPTABLE PROOF OF YOUR SOCIAL SECURITY NUMBER.
Make sure you are prepared for this meeting! Read more about this meeting in our post about the Meeting of Creditors.
Step Three: Complete the second course in Personal Financial Management
You are required to complete two courses in personal financial management for your bankruptcy case to proceed. You completed the first before your case was filed. Your second course is due no later than 60 days after your initial meeting. Failure to file the second certificate will result in your case being closed without a discharge.
Make sure you understand what is required of you regarding the second course! Read more about this course in our posting on Personal Financial Management: Course Two.
If you have questions about any of these steps, contact Attorney Chris Bush immediately at (619) 295-3322.