DebtDoc Bankruptcy News Blog

Tuesday, 09 July 2019 06:32

Your bankruptcy case has been filed!

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Once you receive an email from attorney Chris Bush at DebtDoc announcing that your bankruptcy case has been filed, you must follow the procedures outlined here to ensure that you prepare and satisfy all the legal requirements for the bankruptcy procedure and ultimate discharge of your qualified debt.

Step One: Provide Financial Records

You must provide bank records within one week that show the account balances for all bank accounts as of the filing date stated in your bankruptcy announcement email from attorney Bush. All transactions for the 30 days prior to that filing date must be included. Please provide these records to attorney Chris Bush within one week. If you are not able to obtain the regular monthly statements produced by your bank, a printout from the bank web site is also acceptable. Do not wait for the regular monthly statements if they will not arrive on time!

Step Two: Meeting of Creditors

Your announcement email from Attorney Bush will include the date of a mandatory meeting known as the “Meeting of Creditors”. The location of this meeting is in room 1234 of the Edward J. Schwartz Federal Office Building. A map and directions can be found at this link. Please allow plenty of time to get there - allow time for traffic, finding parking, and getting through security. We must also meet for a few minutes before the meeting itself to go over a questionnaire and so I can answer any questions you may have.

YOU MUST BRING VALID GOVERNMENT-ISSUED PHOTO ID AND ACCEPTABLE PROOF OF YOUR SOCIAL SECURITY NUMBER.

Make sure you are prepared for this meeting! Read more about this meeting in our post about the Meeting of Creditors.

Step Three: Complete the second course in Personal Financial Management

You are required to complete two courses in personal financial management for your bankruptcy case to proceed. You completed the first before your case was filed. Your second course is due no later than 60 days after your initial meeting. Failure to file the second certificate will result in your case being closed without a discharge.

Make sure you understand what is required of you regarding the second course! Read more about this course in our posting on Personal Financial Management: Course Two.

If you have questions about any of these steps, contact Attorney Chris Bush immediately at (619) 678-1134.

Read 851 times Last modified on Tuesday, 03 March 2020 21:50
Chris Bush

With over 12 years of experience and thousands of cases as a consumer bankruptcy attorney, Chris Bush is on the cutting edge of Bankruptcy and Student Loan Law. Chris can assist you in untangling the options to find the best solution for your specific debt relief case.

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Clients with Student Loan Debt

Clients with Student Loans

Some information I need to evaluate your Student Loan options is contained in your National Student Loan Data System Report. Instructions for obtaining this report are available on my web site at sandiegostudentloanlawyer.com/nslds-report. Simply print/save the reports as a PDF, of all pages. Please DO NOT "DOWNLOAD" THE REPORT from the link - this creates a text file that is very difficult to read; please print the web page as a PDF file - the summary page of all loans AND the individual reports for each loan. Samples of these pages can be viewed by clicking the respective links in the previous sentence. I look forward to reviewing this report with you and assisting you with the management of your Student Loan debt.

I have prepared a brief questionnaire for you to fill out to provide me most of the information I will need. Please click this questionnaire link and provide me with the information listed. I would also like to see copies of your most recent pay stubs or other income information.

My office is located at 2727 Camino Del Rio South, Suite 135, San Diego, CA 92108. The main entrance to the building is on the right/west side. I am on the first floor; when you enter the building, turn right and I’m in the suite at the second door on the left. If the suite door is locked, please call or text at 619-678-1134 and I will let you in. (Unfortunately, I usually can’t hear a knock at that door.) I look forward to meeting with you and assisting you on your path back to financial freedom.