Frequently Asked Questions

Wednesday, 09 July 2014 00:00


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Staff Attorney
Location: San Diego, California
Phone: (619) 295-3322
Email Me: This email address is being protected from spambots. You need JavaScript enabled to view it.

The Debt Reorganization and Bankruptcy Centers consists of dedicated professionals committed to practicing law by taking an alternative approach – the team approach – to meeting client needs and expectations for today and tomorrow.

As an insured bankruptcy and debt relief agency, the Debt Reorganization and Bankruptcy Centers is devoted to representation of debtors, both individual and small businesses, in Chapter 7 Bankruptcy and Chapter 13 Debt Reorganization.

To meet the challenges of our clients, Attorney D. J. Rausa aligns research and facts to manage the legalities essential to each client case. In addition to practicing law for 20 years in the areas of Bankruptcy and Personal Injury, Attorney D. J. Rausa continues to work with the United States Trustee’s Office, Trustees, Professional Organizations, and the Court to stay abreast of new procedures to meet the challenges of our clients.

With offices based in San Diego, California, the Debt Reorganization and Bankruptcy Centers is a pioneer in expanding and offering unparalleled client services with a team approach. Filing bankruptcy today takes a team effort; the attorney and client each have specific duties and obligations. From the start, Debt Reorganization and Bankruptcy Center focuses on the team approach by adhering to a policy that all new clients will have a free consultation with an attorney within the firm. Not a paralegal, not an assistant, not a secretary, but an attorney. This team approach is followed throughout each bankruptcy case to help guide our clients to achieve their financial goals.

As the law continues to change, so will our firm. The professionals at Debt Reorganization and Bankruptcy Center are dedicated to continuous learning. Our involvement with industry organizations and associations provides us with necessary training and experience to provide outstanding service to our clients, and fulfill our commitment to maintain a watchful eye on the changes and to grow with the change. We watch, and listen, on a daily basis to see what is on the horizon to keep our team members – the clients – informed.

"What we know shows we care"

Areas of Practice

  • San Diego Bankruptcy Lawyer | Chapter 7 & 13 Attorney

Litigation Percentage

  • 5% of Practice Devoted to Litigation

Bar Admissions

  • California, 1993
  • U.S. District Court Southern District of California, 1993

Professional Associations and Memberships

  • National Association of Consumer Bankruptcy Attorneys, Member
  • California and San Diego Bankruptcy Forums, Member
  • San Diego County Bar Association, Bankruptcy Law Section, Member
  • Panel Mediator, U.S. Bankruptcy Court, Southern District of California
  • Credit Counselors of America
Read 46185 times Last modified on Friday, 16 November 2018 19:51
D.J. Rausa

With over 21 years of experience as a consumer bankruptcy attorney, D.J. Rausa stays on the cutting edge of Bankruptcy and Student Loan Law which enables him to provide vital information to his clients.


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Thank you Debt Doc!

I had no idea where to start with my bankruptcy and process. After my first meeting with DJ Rausa I felt confident that things were going to go well. He helped guide me through the entire process and time. 

He's very professional and courteous, thorough and extremely knowledgeable. 

I would recommend anyone that needs a bankruptcy lawyer/ student loans. 

Don't have a second thought when choosing DJ Rausa!

Posted by a client - February 15, 2016

AVVO Lawyer Rating is Superb!

Respected Legal Source

D.J. Rausa interviewed by the Wall Street Journal for article on Bankruptcy and Student Loan Debt.

Debt Doc's D.J. Rausa is recognized as a legal expert in Student Loan Debt Resolution and the associated Bankruptcy Laws.

Read what D.J. recently told The Wall Street Journal regarding the probable rise in Student Loan Debt Resolution through Bankruptcy.

Client Testimonial

To whom it may concern,
Debt Doc's attorneys are extremely knowledgeable with the complexities of Federal Student Loans.
I went from a thriving career to full medical disability, ending with an SSDI placement. Unfortunately, I lost everything and became unable to continue making the student loan payments, so it was in deferment for over five years. When the SSDI settled I tried to negotiate an affordable payment plan with the loan holders but they refused my efforts, instead demanding over twice the amount I could afford.
I contacted DJ Rausa at Debt Doc and found him to be courteous, responsive and quick to assess my situation. He was sure he could help and took time to answer all questions, which relieved much anxiety. Within months he successfully resolved the debt! With much confidence, I highly recommend Mr. Rausa.
Please contact me if you have any additional questions.
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