Emerging Trends of Bankruptcy Law

Emerging Trends of Bankruptcy Law

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San Diego attorney D.J. Rausa keeps himself educated with recent Bankruptcy Law trends and changes as well as any recent Court Decisions that can impact his clients. He understands the current bankruptcy laws and can help you discover what debt relief option is best for you.

Bankruptcy Is Always an Option for Consumers

Contact a San Diego bankruptcy lawyer to schedule an initial consultation. You still have the right to a fresh start. Attorney Rausa will work hard to protect that right. Call us toll free at (619)295-3322.

Myths About Bankruptcy Law

Myth: You cannot stop a foreclosure even if you file for bankruptcy.
Truth: Bankruptcy filings can put an immediate halt to foreclosure proceedings, so you have time to think about your options.

Myth: You cannot address delinquent taxes in a Bankruptcy.
Truth: Consumers can still file Chapter 7 and Chapter 13 bankruptcy petitions to address all tax issues as well as credit card debt, medical bills, foreclosure and car repossession.

Myth: Medical and credit card bills cannot be discharged.
Truth: A bankruptcy filing can help you address debt from medical bills and credit cards.

Myth: You will have to relinquish your personal vehicles when filing for bankruptcy.
Truth: Your debt relief plan can protect your essential assets such as motor vehicles.

Myth: Bankruptcy cannot assist individuals with student loan debt.
Truth: A recent trend in Bankruptcy Case Law allows individuals with student loan debt to restructure, negotiate, and discharge student loan debt.

Contact Bankruptcy Attorney D.J. Rausa in San Diego and Mission Valley

At best, myths such as these are inaccurate statements of the law. At worst, they intimidate consumers who could significantly improve their lives through bankruptcy protection.

If you have questions about bankruptcy, contact San Diego bankruptcy lawyer D.J. Rausa at (619)295-3322.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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D.J. Rausa

With over 21 years of experience as a consumer bankruptcy attorney, D.J. Rausa stays on the cutting edge of Bankruptcy and Student Loan Law which enables him to provide vital information to his clients.


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Compassionate. No-nonsense. Great job. Saved me $85K!

I had three choices: two large groups, or Mr. Rausa. I chose Mr. Rausa because of his numerous excellent reviews from clients as well as other attorneys. Also, I wanted someone to provide personal service and have a vested interest in my difficult student loan case.

I certainly made the right choice. Mr. Rausa personally answered two of my phone calls and regularly answered my emails, even on one Sunday evening.

After 30 years of student loan "prison", he got me freedom AND he even got the US Dept. of Justice to dismiss 25% of my loans, which saved me $85K.

I feel like I have a new lease on life because of Mr. Rausa. I wish I could recommend 10 stars.

Posted by a client - September 25, 2018

AVVO Lawyer Rating is Superb!

Respected Legal Source

D.J. Rausa interviewed by the Wall Street Journal for article on Bankruptcy and Student Loan Debt.

Debt Doc's D.J. Rausa is recognized as a legal expert in Student Loan Debt Resolution and the associated Bankruptcy Laws.

Read what D.J. recently told The Wall Street Journal regarding the probable rise in Student Loan Debt Resolution through Bankruptcy.

Client Testimonial

To whom it may concern,
Debt Doc's attorneys are extremely knowledgeable with the complexities of Federal Student Loans.
I went from a thriving career to full medical disability, ending with an SSDI placement. Unfortunately, I lost everything and became unable to continue making the student loan payments, so it was in deferment for over five years. When the SSDI settled I tried to negotiate an affordable payment plan with the loan holders but they refused my efforts, instead demanding over twice the amount I could afford.
I contacted DJ Rausa at Debt Doc and found him to be courteous, responsive and quick to assess my situation. He was sure he could help and took time to answer all questions, which relieved much anxiety. Within months he successfully resolved the debt! With much confidence, I highly recommend Mr. Rausa.
Please contact me if you have any additional questions.
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