Emerging Trends of Bankruptcy Law

Emerging Trends of Bankruptcy Law

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San Diego attorney D.J. Rausa keeps himself educated with recent Bankruptcy Law trends and changes as well as any recent Court Decisions that can impact his clients. He understands the current bankruptcy laws and can help you discover what debt relief option is best for you.

Bankruptcy Is Always an Option for Consumers

Contact a San Diego bankruptcy lawyer to schedule an initial consultation. You still have the right to a fresh start. Attorney Rausa will work hard to protect that right. Call us toll free at (619)295-3322.

Myths About Bankruptcy Law

Myth: You cannot stop a foreclosure even if you file for bankruptcy.
Truth: Bankruptcy filings can put an immediate halt to foreclosure proceedings, so you have time to think about your options.

Myth: You cannot address delinquent taxes in a Bankruptcy.
Truth: Consumers can still file Chapter 7 and Chapter 13 bankruptcy petitions to address all tax issues as well as credit card debt, medical bills, foreclosure and car repossession.

Myth: Medical and credit card bills cannot be discharged.
Truth: A bankruptcy filing can help you address debt from medical bills and credit cards.

Myth: You will have to relinquish your personal vehicles when filing for bankruptcy.
Truth: Your debt relief plan can protect your essential assets such as motor vehicles.

Myth: Bankruptcy cannot assist individuals with student loan debt.
Truth: A recent trend in Bankruptcy Case Law allows individuals with student loan debt to restructure, negotiate, and discharge student loan debt.

Contact Bankruptcy Attorney D.J. Rausa in San Diego and Mission Valley

At best, myths such as these are inaccurate statements of the law. At worst, they intimidate consumers who could significantly improve their lives through bankruptcy protection.

If you have questions about bankruptcy, contact San Diego bankruptcy lawyer D.J. Rausa at (619)295-3322.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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D.J. Rausa

With over 21 years of experience as a consumer bankruptcy attorney, D.J. Rausa stays on the cutting edge of Bankruptcy and Student Loan Law which enables him to provide vital information to his clients.



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Thank you DJ!

I had no idea where to start with my bankruptcy and process. After my first meeting with DJ I felt confident that things were going to go well. He helped guide me through the entire process and time. 

He's very professional and courteous, thorough and extremely knowledgeable. 

I would recommend anyone that needs a bankruptcy lawyer/ student loans. 

Don't have a second thought when choosing DJ Rausa!

Posted by a client - February 15, 2016

AVVO Lawyer Rating is Superb!

Respected Legal Source

D.J. Rausa interviewed by the Wall Street Journal for article on Bankruptcy and Student Loan Debt.

D.J. Rausa is recognized as a legal expert in Student Loan Debt Resolution and the associated Bankruptcy Laws.

Read what D.J. recently told The Wall Street Journal regarding the probable rise in Student Loan Debt Resolution through Bankruptcy.

Client Testimonial

To whom it may concern,
Mr. Rausa is extremely knowledgeable with the complexities of Federal Student Loans.
I went from a thriving career to full medical disability, ending with an SSDI placement. Unfortunately, I lost everything and became unable to continue making the student loan payments, so it was in deferment for over five years. When the SSDI settled I tried to negotiate an affordable payment plan with the loan holders but they refused my efforts, instead demanding over twice the amount I could afford.
I contacted Mr. Rausa and found him to be courteous, responsive and quick to assess my situation. He was sure he could help and took time to answer all questions, which relieved much anxiety. Within months he successfully resolved the debt! With much confidence, I highly recommend Mr. Rausa.
Please contact me if you have any additional questions.
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