Mission Valley Vehicle Repossession

Mission Valley Vehicle Repossession

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Car Repossession & Bankruptcy in San Diego

Attorneys D.J. Rausa and Chris Bush are committed to helping clients avoid car repossessions through filing Chapter 7 or Chapter 13 bankruptcy. They advocate for clients to keep their vehicles with a bankruptcy automatic stay. This helps protect clients from creditors and creates repayment options based on their financial situation.

San Diego Repossession Attorneys

For over 20 years, San Diego repossession lawyer D.J. Rausa and Chris Bush have served the legal community throughout San Diego. They are driven to make sure everyone has a chance to obtain debt relief. If you are in danger of losing your car,contact us online or call (619)295-3322 to schedule a free initial consultation with an experienced San Diego avoid car repossession lawyer.

Avoid Car Repossession Through Filing Bankruptcy

If you are at risk of losing your car, Chapter 7 or Chapter 13 bankruptcy might provide you with the relief you need. Creditors are generally prohibited from repossessing vehicles after individuals file for bankruptcy without the Bankruptcy Court's permission.

You may feel overwhelmed not knowing if filing for bankruptcy is the right option for you. Veteran bankruptcy attorneys D.J. Rausa and Chris Bush are committed to helping you make a well-informed decision to avoid vehicle repossession:

  • Chapter 7 bankruptcy — Through filing Chapter 7 bankruptcy, you can keep you car, as long as you continue making your regular monthly payments. You also have the option of turning over your car in full satisfaction of the debt owed under Chapter 7 bankruptcy.
  • Chapter 13 bankruptcy — If you are upside down after financing your vehicle, Chapter 13 bankruptcy may allow you to pay the market value of your car without covering how much you owe on it. Attorney Rausa is committed to helping you keep your car, while proposing a plan for you to repay any past due payment over three to five years.

Contact a Repossession Lawyer in San Diego, California Today!

Contact us by e-mail or call toll free at (619)295-3322 for help avoiding car repossession. A free initial consultation is available with an experienced San Diego repossession attorney.

Free Initial Consultations * Available Evening and Weekend Appointments

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D.J. Rausa

With over 21 years of experience as a consumer bankruptcy attorney, D.J. Rausa stays on the cutting edge of Bankruptcy and Student Loan Law which enables him to provide vital information to his clients.


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Compassionate. No-nonsense. Great job. Saved me $85K!

I had three choices: two large groups, or Mr. Rausa. I chose Mr. Rausa because of his numerous excellent reviews from clients as well as other attorneys. Also, I wanted someone to provide personal service and have a vested interest in my difficult student loan case.

I certainly made the right choice. Mr. Rausa personally answered two of my phone calls and regularly answered my emails, even on one Sunday evening.

After 30 years of student loan "prison", he got me freedom AND he even got the US Dept. of Justice to dismiss 25% of my loans, which saved me $85K.

I feel like I have a new lease on life because of Mr. Rausa. I wish I could recommend 10 stars.

Posted by a client - September 25, 2018

AVVO Lawyer Rating is Superb!

Respected Legal Source

D.J. Rausa interviewed by the Wall Street Journal for article on Bankruptcy and Student Loan Debt.

Debt Doc's D.J. Rausa is recognized as a legal expert in Student Loan Debt Resolution and the associated Bankruptcy Laws.

Read what D.J. recently told The Wall Street Journal regarding the probable rise in Student Loan Debt Resolution through Bankruptcy.

Client Testimonial

To whom it may concern,
Debt Doc's attorneys are extremely knowledgeable with the complexities of Federal Student Loans.
I went from a thriving career to full medical disability, ending with an SSDI placement. Unfortunately, I lost everything and became unable to continue making the student loan payments, so it was in deferment for over five years. When the SSDI settled I tried to negotiate an affordable payment plan with the loan holders but they refused my efforts, instead demanding over twice the amount I could afford.
I contacted DJ Rausa at Debt Doc and found him to be courteous, responsive and quick to assess my situation. He was sure he could help and took time to answer all questions, which relieved much anxiety. Within months he successfully resolved the debt! With much confidence, I highly recommend Mr. Rausa.
Please contact me if you have any additional questions.
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